Why Honesty is the Best Policy with Car Insurance Quotes

If you are a young driver either learning to drive or if you have just passed your test recently, then the business of getting car insurance quotes is likely to be a new one to you. Sadly, the truth of the matter is that as a young driver (especially a young male driver) you are statistically the most likely demographic to have an accident.

Insurers work with probabilities and therefore, even if you are a very careful driver, you will still get stung with higher car insurance quotes than more mature drivers - that's just the way life is. Increasingly, young drivers still reliant on their parents are showing a prevalent streak of "fronting" which is not only dishonest, it is also illegal.

The practice of "fronting" is when a parent volunteers to be the main driver on their child's car insurance policy and then nominates the child as a named driver. All along the car belongs to all intents and purposes to the child, and the young driver is the main driver of the vehicle. Parents create a "front" that they are the chief user of the vehicle, when in fact the intention is for the child to be the primary driver.

Although this practice will undoubtedly bring down the cost of insuring the vehicle, "fronting" is an act of fraud and is a prosecutable offence. Insurers are getting wise to the technique and if caught "fronting" not only will insurers refuse to pay for any claim made, you could also be sent to jail for breaking the law.

A much smarter idea is to make use of one of the many price comparison sites to find cheaper car insurance quotes. A number of insurers now do special deals for first-time customers and young drivers which will reduce the cost of insurance. Young drivers can also save up to one third off their insurance cost if they complete their Pass Plus licence, which involves some extra driving lessons in special conditions such as night-time driving.

Car insurance quotesare made as part of a contract based on trust between the insurer and the insured. It is the duty of the insured to be honest with the insurer. Fronting may save you some money in the short term, but ultimately could end up costing you dearly when it really matters.

Insurance Business - Generating Reliable Insurance Leads

Peoples and organizations concerned in online leads business are usually expert in SEO area. It is fine tuning your website to the demands of search engines so that when certain people use certain keywords that are related to your website, your website will be indexed as one of the top search results on the search engines. This is totally attracting search engine traffic to your website.

Companies' involved in online insurance leads, creates websites and optimized them so that the sites can attract internet users who are looking for insurance. They do this by generating relevant content that deals with online insurance and by also creating a network where visitors will eventually reach their sites as the look for the online insurance.

Many people look for life insurance quotes so that they can compare different policies and get a better deal. Once they submit their detail, it is usually stored as a lead. The insurance agent who gets this lead will contact the potential customer and offer more details about the specific insurance policy and other various policies that would be of interest.

Normally, people looking for insurance online submit their requests on various sites. That creates lot of duplicate leads. It is also a common practice to find that approaching customers will inform various insurance agents that they have received better rates from another insurance company.

Various kinds of insurance policies are life insurance, mortgage life insurance, health insurance leads, auto/car insurance leads and property insurance leads. Online insurance leads are the best way to get competitive rates when looking for whatever kind of insurance cover. By submitting you details to various insurance company websites, one will be able to get these competitive rates.